Many or all of the products featured on this page are from our sponsors who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here is how we make money.
The information provided on this page is for educational purposes only. The Modest Wallet is a financial publisher that does not offer any personal financial advice or advocate the purchase or sale of any security or investment for any specific individual.
Everyone needs more cash. As the economy gets more and more competitive, many are looking for a way to increase their bank balances. But don’t forget your PayPal account! There are more ways than ever to increase your PayPal account balance. You can take surveys, do freelance work, or even go for a walk (check out the Sweatcoin item below for more information on the walking thing). Continue reading below to find out the best way to get some sweet free PayPal money.
Best Apps to Make Money and Get Paid Through PayPal
PayPal is a very simple and secure way to pay, send money and receive payments. This is why a lot of trusted companies rely on PayPal to send payments to people for completing all sorts of tasks online.
For the purpose of this article, earning free PayPal money means receiving payment via PayPal for completing a certain small task. Whether you complete an online survey or sign up for an offer, there are plenty of ways to earn free PayPal money.
Here are the best ways to earn PayPal cash today without much hassle.
Ibotta (pronounced “I bought a”) is a get paid to (GPT) shop app. There are four ways to earn points (redeemable via PayPal) on the app:
- Shop in-store: You can find offers in the app that direct you to shop at various retailers. When you select one of these offers and upload a receipt from your purchase of an Ibotta-listed item from a specified store, you’ll be rewarded with points.
- Connect loyalty accounts: You can connect various loyalty programs to the app, and you’ll automatically be rewarded with points when you purchase items. This way, you can earn loyalty points and Ibotta points at the same time!
- Shop online: You can shop online via the Ibotta portal and automatically be rewarded with Ibotta points when you make purchases.
- Pay with Ibotta: You can connect your credit or debit card to the app and automatically be rewarded with Ibotta points when you use the app to make a payment in-store.
In order to redeem points for PayPal deposits, you simply wait for the points to appear on your account and hit the “Redeem” button. If you’ve linked your PayPal account, and you’ve accumulated $20 worth of Ibotta points, you’ll be able to redeem them.
To make the most of your time on Ibotta, we suggest:
- Taking advantage of the in-app offers. These offers usually provide more Ibotta points.
- Double-dipping on rewards. As we mentioned previously, if you link loyalty cards to Ibotta, you can earn both loyalty and Ibotta points at the same time.
- Avoiding gift certificates. While you can redeem your points for gift cards if you choose, we suggest foregoing that option and saving your points for a PayPal redemption. Cash is king, and it certainly beats gift cards in most situations.
Read our full Ibotta review to learn more.
Survey Junkie is a paid online survey website that pays you for every survey you take. Signup is easy, requiring you to answer questions about your demographic information and consumer behavior. Some answers may unlock other questions. For example, if you answer that you’re a smoker, you may also be asked how much and how often you smoke.
Once you’ve signed up, you’re eligible to take surveys about your consumer habits. The surveys come from a variety of sources. You’ll receive points for each survey you successfully qualify for and complete. This can be problematic, however, if you don’t qualify for a lot of surveys. You see, survey sites like Survey Junkie do their level best to match you with surveys you qualify for, but they don’t always get it right. You’ll frequently be directed to a survey for which you don’t qualify. And then you get very few points.
Points can be exchanged for gift cards, but given the title of this article, you’re most likely interested in the deposits to your PayPal account that you can arrange. That’s right, you can deposit your points directly into your PayPal account once you’ve accumulated $10.00 worth (that’s 1,000 points).
There are a couple of ways to maximize your earnings on Survey Junkie:
- Make sure your personal information is accurate. If you give bad info, you’ll be matched to surveys that don’t apply to you.
- Focus on surveys that provide you with the most points in the least amount of time. Each survey link comes complete with a time estimate and point level. Make sure you read them!
You should also be aware that certain “consumer-friendly” demographics will qualify for more surveys because more companies are looking for data on them. For example, companies may be more interested in what a 25- to34-year-old female has to say than a woman who is 65+. Not quite fair, but that’s life.
Check out our Survey Junkie review to learn more.
Swagbucks started out as an online survey site, but has since branched out into a number of other activities. What all of these activities have in common, however, is the ability to earn you points, which you can redeem for PayPal deposits. You can earn points on Swagbucks for:
- Taking surveys
- Just signing up
- Doing internet searches on Swagbucks
- Watching videos
- Playing games
- Buying gift cards
- Shopping through their portal
That’s not even the complete list. There’s seemingly no end to the things you can do on Swagbucks to earn points.
In order to redeem your points for PayPal deposits, you only have to wait until you have $5 worth of points and click the Redeem button. It’s that simple.
In order to make this site work best for you, we’d caution you not to use it full time. It’s simply not worth the money. What is worth it, however, is to use the site sparingly during the time that you would otherwise be idle. When you use it that way, you’re just adding to the money you’ve otherwise earned that day.
Check out our Swagbucks review to learn more.
Rakuten is another Get Paid To Shop app. Perhaps it can better be described as the king of GPT shop apps. You’ve probably seen the ads plastered all over TV promising you the ability to save big on your online shopping.
It’s not a scam. Rakuten really does offer significant cash back savings from a wide variety of online retailers. You simply shop online through their portal in order to earn points, which can be redeemed via PayPal deposit.
Alternatively, you can download their browser extension to automatically track your purchases and save you the hassle of going to the Rakuten website every time you want to shop. You also won’t risk forgetting to access your favorite online retailers through their portal, and potentially sacrificing your cash back rewards.
Rakuten also offers specials, coupons, and double cash back offers with various retailers at random times. So be sure to keep your eye out for deals.
In order to redeem your points for money via PayPal, you’ll have to wait for one of their four quarterly payments each year. They’re based on the traditional annual quarterly periods of:
- January 1 to March 31
- April 1 to June 30
- July 1 to September 30
- October 1 to December 31
If you’ve accumulated $5 or more during any of these periods, you’ll receive a check or PayPal deposit shortly thereafter. Check out our Rakuten review to learn more.
New Branded Surveys members get a $1 welcome bonus. That is basically 10% of the points required to redeem your first cash out.
The Branded Surveys rewards system is based on tiers and badges. There are three tiers: bronze, silver, and gold. As you move up the tiers, you’ll earn more points for each activity that you complete. Additionally, you’ll be able to access more point-earning activities, like referral bonuses and survey streaks.
The more you participate the more chances you have to earn free PayPal money. Once you’ve reached 1,000 points, you will be able to redeem them for $10 in PayPal cash.
Check out our Branded Surveys review to learn more.
MyPoints reminds us a lot of Swagbucks. It started out as an online survey site, and then branched out into tons of areas, all of which are meant to earn you points. These points are redeemable for PayPal deposits.
While its bread and butter is definitely the survey feature, you can also earn points on MyPoints by:
- Watching videos
- Playing games
- Shopping online at participating outlets
- Using the MyPoints search
- Printing and using coupons found on the site to redeem at brick-and-mortar stores
- Signing up to read promotional emails
- Successfully referring someone to MyPoints
- Taking advantage of additional offers found on the app or site
As you can see, there are a lot of ways to earn points. The trick, as with Swagbucks, is to not get too wrapped up in all of the activities. To be honest, the payouts are just too low to justify spending all of your time on the site. However, if you convert your previously idle time to MyPoints time, you’ll have an excellent way to make a few extra bucks.
You can convert your points to real money via PayPal deposits at any time, once you have at least $5 worth of points in your account. Read our full MyPoints review to learn more.
PrizeRebel is a survey site with a unique twist. This portal allows you to level up through five tiers of account:
As you take surveys, watch videos, and play games to earn points, you’ll move up through the tiers to earn better and better bonuses for participating in the site. Now, to be honest, most of these bonuses aren’t worth much. There is one exception, though.
The points you earn for referring others to the service can increase to as much as 30% of the points they eventually earn on the site. This can add up to a substantial amount, and far outstrips the other ways of earning points on the website. If you have access to an online audience, PrizeRebel referrals could actually become lucrative.
Your points can be redeemed by way of PayPal deposits with as few as $2 worth of points in your account. As far as we know, that’s the lowest total out of any of the survey sites that have a threshold. This is a nice feature to have since money in your PayPal account is worth a heck of a lot more than points locked up on some survey websites.
Dosh is a GPT (get paid to) shop app that offers cash back at a variety of stores and restaurants. The app links to your credit or debit card. When you shop at a participating retailer or outlet, you’ll automatically be rewarded with points based on that outlet’s cash back percentage. (That percentage can rise as high as 10%!)
You can earn up to 5,000 points per day on Dosh, which translates to $5 of real money. When you want to redeem, simply click the button and watch the money drop into your Paypal account.
If you really want to supercharge your earnings, though, consider referring a business to Dosh. When you do, you’ll earn 20% of their Dosh fees for two years! Referring friends and acquaintances to the app will also earn you a tidy 5,000 points.
Pinecone Research is another survey site. Unlike some of the other players, they stick pretty closely to what they do best, which is providing surveys for you to take in exchange for points. So you won’t be wasting a lot of time playing games or watching videos with Pinecone Research.
Users report that the financial rewards for completing surveys are some of the highest around, often topping $3 worth of points for a single survey. The downside, of course, is that you’ll have to spend more time doing each of these surveys. They can be quite intensive.
Pinecone occasionally offers its users product testing opportunities. They’ll send you a product, you’ll use it for a specified time, and then fill out a survey based on your use. You even get to keep the product!
With respect to redemption, you can transfer your points into your PayPal account at any time. There are no minimum redemption requirements!
Sweatcoin lets you earn points by walking outside. Yes, it’s that simple. It takes advantage of your phone’s geolocator and pedometer. If you’re taking steps, and if you’re outside, you’re earning points. Sweatcoin lets you exchange these points for PayPal money.
People who are extremely physically active (particularly runners and walkers) will benefit tremendously from this app. A tendency to accumulate huge numbers of steps will serve you well if you sign up for this app.
In order to get your money, just click the relevant button and watch the deposit land in your PayPal account after it processes!
Honey is an online shopping points app that helps you find the best deals for what you’re buying anyway. When installed, Honey puts a small button on your online shopping cart that you can click. When you do, the app will scour the internet for discount codes that can be applied to your shopping cart items. It’ll also look for the price history of your items.
You’ll earn Honey Gold with each purchase you make at participating retailers. Honey Gold can’t be exchanged for PayPal deposits, however. So you may be wondering what Honey is doing on a list of ways to make PayPal money.
Well, PayPal recently acquired Honey for $4 billion (with a “B”) in the first quarter of 2020. (So, considering the new ownership, be on the lookout for close cooperation between the Honey app and PayPal in the near future.)
InboxDollars allows you to sign up to receive promotional emails from their service in exchange for points you can redeem for PayPal deposits. You can also take surveys, play games, watch videos, and all of the usual suspects in exchange for points.
You’ll need to earn quite a few points on this site, however. You’re not allowed to redeem them by way of PayPal deposit until you’ve accumulated $30. And that’s a lot of points! Especially compared to PrizeRebel’s $2 minimum, Or Pinecone’s lack of a minimum redemption amount.
Respondent.io is a different kind of survey site. Instead of offering literal pennies for filling out online surveys, Respondent offers highly targeted and lucrative surveys meant for select people. The site advertises that its users (unsurprisingly called “respondents”) will earn an average of $140 per hour.
Many of these surveys are conducted by way of in-person focus groups or phone questionnaires. The surveys are definitely not as easy to complete as online surveys from Survey Junkie or MyPoints. But you can make way more money. These surveys can pay anywhere between $30 and $200. (Sometimes even more.)
It helps if you fit into one of the commonly used demographics on the site: tech professionals and small business owners. It also helps if you live in an area where focus groups are common.
Money earned is paid directly into your PayPal account, minus a small service fee charged by Respondent.io. (They have to make money, too, after all.)
At usertesting.com, users log in to test websites, apps, and software designed by people seeking feedback on their digital products. People will hire you to use their digital wares during live video sessions, during which you provide verbal feedback. Your feedback will focus on the usability, user-friendliness, and other features of their product or site.
In order to maximize your earnings from this site, ensure that your English skills are up to par, and that you have some affinity for technological products. You’ll also be better off if you live in a heavily populated region of the United States, as opposed to a rural area with few major cities nearby. (Many designers are seeking feedback from people in specific regions.)
Receipt Hog requires you to take photos of your receipts with their app. After creating an account, you simply go to the Receipts tab and start snapping pictures. The photos are uploaded to InfoScout’s servers, where your consumer data is processed.
You’ll have to answer a few questions about the shopping trip from which the receipt originates. Questions like: How many people went on the trip with you? and How many children were on the shopping trip?
You’ll also have to make sure the receipts are not more than two weeks old.
In order to receive a PayPal payment in exchange for the “Coins” you earn, you’ll need to have accumulated at least $5 worth. In order to maximize your earnings, consider double- or triple-dipping on rewards programs like this. On the same trip, why not use Ibotta, a loyalty card, and credit rewards? You’ll be swimming in points.
Rover is like the Uber of dog walking and dog sitting. You sign up to walk and dog sit other people’s dogs, and the site will match you with dog-owning clientele nearby. The site works on the same ratings and word-of-mouth basis as Uber or Airbnb, so customer service is paramount.
You can select payouts via PayPal (or check). In order to maximize the amount of money flowing into your PayPal account, keep in mind the following tips:
- Pay close attention to the dog in your care.
- Don’t bring your own treats. You never know what the dog may be allergic to.
- Leave the water bowl full when you leave. (Just like the gas tank in a car rental.)
ScreenLift monetizes the lock screen on your phone. It displays ads and links on top of your usual lock screen. In order to unlock your phone, just swipe to bypass the ads. This is a very simple way to make a few extra bucks each year. It won’t earn you a fortune, but it’s basically free money.
If you want to earn a little bit faster, you can interact with the ads by clicking on them, entering daily sweepstakes, and doing surveys.
Getaround is a platform that allows you to rent out your car to strangers. While it sounds odd at first, it’s essentially the Airbnb of vehicles. After installing their Getaround Connect system (which includes a GPS tracker and an engine lock), you can advertise your car for rent by the hour at a rate you choose. The nicer or more useful the car, the higher the rate you can charge.
As with Rover and any other peer-to-peer sharing or freelancing platform, great customer reviews are your bread and butter. Make sure that you’re always polite, friendly, and professional. You’ll seriously boost your earnings.
TaskRabbit is the Upwork of manual work. On TaskRabbit, people post “tasks” for completion by the site’s freelancers. These are usually common, around-the-house tasks like minor construction, cleaning, and yard work. The site acts as a payment platform, so to get paid, you simply click the appropriate button, and your accumulated earnings are sent to your PayPal account.
One of the most common mistakes people make on freelancing websites is to underprice their services. To increase what you’re earning, make sure you charge what you’re worth. And if you have any particular skills or experience, be sure to advertise them on the site.
Decluttr will buy your slightly used electronics and media at a cut-rate price. You use their app to scan the barcode of the item you want to sell, and you’ll be quoted a price. If you accept, they’ll send you a shipping label for you to attach to a box. Carefully pack your item(s), attach the label, and pop it in the mail. Shipping is on them.
When they receive your shipment, they’ll confirm that the item(s) matches the condition you said it would be in. If it does, you’ll receive the money in your PayPal account about a week later. Easy, huh?
In order to maximize the amount of money you make, make sure that you accurately describe the condition of the item before you get the quote. There’s no sense in lying about a damaged item. They’re going to check when the item arrives at their processing facility.
Check out our full Decluttr review to learn more.
Shopkick allows you to earn points for doing shopping-related activities. Unique among many of the GPT Shop apps, Shopkick allows you to earn points (called “Kicks”) without actually buying anything. You’ll get points for walking into a participating store, taking a picture of a particular barcode in a store, and linking loyalty and credit cards to the app.
Of course, the aim of the app is to get you to buy things from Shopkick’s partners and to gather consumer data from you. This means that, while you’ll certainly earn points for non-purchasing activity, you’ll get far more points by actually buying something. (But that’s a decision that is entirely up to you.)
You can convert your Kicks to a PayPal deposit. You won’t earn that much (maybe $5-$10 per month), but something is always better than nothing.
Free PayPal Money FAQ
We’ve found some of the most frequently asked questions about getting free PayPal money, here are our answers
How can I get free PayPal money?
The truth is that there is no legitimate way to get free PayPal money. The companies listed in this article will pay you to perform a certain task, like completing a survey, signing up to an offer of downloading an app. While you will definitely not get rich by doing these tasks, you can easily make $15 to $30 in PayPal money with little effort on your part.
What is the Fastest Way to Get Free PayPal Money?
The fastest way to earn free PayPal money is either by signing up for apps that offer a welcome bonus like Swagbucks or through cash back rewards programs like Ibotta and Rakuten. These cash back apps offer up to 40% cash back when shopping online.
If you’re an avid online shopper, you might as well earn free PayPal money when shopping for things you were going to get anyway.
Are There Any Free PayPal Money Scams?
Yes, there are a number of scams you need to avoid. In general terms, when signing up to a website or app offering to send you free PayPal money, always make sure it is from a reputable company. Like the ones listed in this article.
You should also avoid disclosing any sensitive personal information like your Social Security Number (SSN), credit cards pin details or passwords.
There are countless ways to get free PayPal money, from freelance housework to doing paid surveys online. The trick is to find out how much time and effort you want to spend, how much money you need to earn, and what your skills and capabilities are. Do this, and you’ll match well with at least one of the services listed above!
- 40 Proven and Legitimate Ways to Make Money Fast (Make $100 or More)
- 26 Easy Ways to Get Free Amazon Gift Cards
- 18 Best Paid Online Surveys Sites: Make an Extra $300 Per Month
- 90 Legit Ways to Make Extra Money on The Side
- 40 Best Ways to Make Money Online in 2020 (Legitimately)
Get our free Side Hustle Handbook with the best strategies to multiply your income sources today.
Plus our best money tips delivered straight to your inbox.
Ricardo is an entrepreneur, investor and personal finance nerd who enjoys spending time with his family and friends, travelling and helping others achieve their financial goals. Ricardo has been quoted as a personal finance expert in several online publications including Healthline, Bankrate, GOBankingRates, MSN Money, Yahoo Finance, U.S. News & World Report, Forbes and USA Today.