Advertiser Disclosure

Our readers come first


Our primary goal at The Modest Wallet is to help our readers make smarter money decisions without having a finance degree, because we believe personal finance education should be free and accessible to everyone.


As an independent publisher, transparency is at the core of what we do and how we do it, so we want you to know that we regularly partner with brands that have products and services that align with our values and will help our readers. When you click on some of the links on our site and complete a required action (i.e. sign up for a promotion, download an app, purchase an item, etc.) we may earn a small commission from these partnerships at no extra cost to you.


All of our content and reviews are based on our research and honest opinion. This is regardless of the compensation. None of our partners or advertisers have editorial input or control because our relationship with our readers always comes first.

Wikibuy Review 2020: Is Wikibuy the Easiest Way to Save Money Online?

Wikibuy Review Cover

The Modest Wallet is a free digital publication delivering its readers simple personal finance solutions. We regularly partner with brands that have products and services that will help our readers. Some of the links in this post are from our partners. How we make money.

The eCommerce economy has been consistently growing by over 4% per year. This growth is forecasted to continue for at least the next few years. If you’re an avid online shopper, this probably doesn’t surprise you.

No matter what you’re looking to buy, you can probably find it online. In fact, you can probably find many versions of the same product. But the same products can be listed with different names and different prices on different sites. So how can a budget-conscious shopper tackle locating what they want, and finding it at a competitive price? 

You can always just shop around and compare prices on different sites. But it’s not easy to ensure that you’re getting the best deal you can find online.

In this Wikibuy review, we will go over one exciting solution that can help you find what you’re looking for at the right price.


Quick Summary: Wikibuy is a Capital One mobile app and browser extension that helps you find better deals when shopping online. It does this by comparing thousands of online retailers and all the listings for specific products on them.


  • Completely free
  • Multiple ways to save money
  • Easy to install and use
  • Earn free gift cards
  • Browser extension available


  • No cash payout option
  • Sells your data to third party
  • Not always finds the best deals

What is Wikibuy?

Wikibuy is a Capital One mobile app and browser extension that helps you find better deals when shopping online. It does this by comparing thousands of online retailers and all the listings for specific products on them.

Many people just rely on Amazon for their online shopping needs. While Amazon offers a lot of conveniences, they don’t always offer the best prices. Imagine you’re shopping for a new guitar on Amazon and you find the one you like. How would you know whether Amazon has listed it with the best price you’ll find for that exact guitar? Or on the whole web?

Wikibuy can help you find a better deal for that guitar by:

  • Comparing price differences between Amazon sellers
  • Comparing Amazon’s cost with the costs of other online retailers selling that guitar
  • Setting price drop alerts
  • Finding cash back deals
  • A universal product search that checks through all online retailers
  • Finding coupon codes that could save you some more money

The thing is that you could, of course, do most of these things on your own. But that would take you all day. And you’d have to take those steps every time you want to make an online purchase. Even finding the best coupon codes can involve a serious search. Wikibuy helps you by doing all the homework for you in a short space of time.

Wikibuy isn’t the only app and extension meant to help online shoppers financially, so this Wikibuy review will explain some of the interesting little details that set Wikibuy apart from its competition.

How Wikibuy Works

See Also: 13 Legit Ways to Get Free Cable TV (and Cheap Alternatives)

How Does Wikibuy Work?

Wikibuy is easy to use. It works simply and quickly. You just have to follow these steps:

Step One: Sign Up for Wikibuy

First, you just need to sign up for a Wikibuy account.

Wikibuy is free to sign up for, and its core services are free. The application process is very fast and simple.

There is one major drawback to Wikibuy’s free services. They make their money by collecting your data and selling it to third parties. Those third parties will use your data to target you for marketing. It won’t be a particularly invasive process, and you probably won’t even notice it. But if you’re concerned about data privacy, it’s worth keeping in mind. (We’ll have more details on this later.)

Step Two: Enter Your Name and Shipping Info

Wikibuy effectively acts as an intermediary between you and the world of online retail, so you will have to give them your name and shipping information.

Step Three: Download the Browser Extension

To use Wikibuy’s services while browsing online, you’ll need to download their browser extension. This step is easy to complete, and you can download the extension from the Chrome Web Store.

Step Four: Search for Products

Once you have the Wikibuy app and browser extension set up, you can start browsing. Using Wikibuy’s search function, you can shop for precise items and/or comparable items. You can adjust search settings to include:

  • Variables like color and size, etc.
  • Total price, including surcharges and taxes
  • Pricing history
  • Return policies
  • Delivery arrival estimates
  • Related products discoverable on Wikibuy
  • Review and rating restrictions

You can use these settings to control the scope of your search. You can simply try to find the cheapest online retailer for one product. Or, you can find the cheapest blue T-shirt being sold anywhere on the internet. It’s up to you.

Wikibuy Review

See Also: 15 Smart Financial Goals Everyone Should Have in 2020

Step Five: Make Your Purchases

After you’ve found the products you’re looking for, you can start buying.

How Can You Save Money with Wikibuy?

So far, we’ve gone over the basics of what Wikibuy has to offer. Let’s look at Wikibuy’s specific tools that enable you to save money.

Universal Product Search

Wikibuy’s Universal Product Search finds the lowest prices for any product. The search crawls on the Web, while also using the input of other Wikibuy users. If one user finds a lower price on a product, the information can be automatically made available to all other users. This is how the Universal Product Search improves over time.

Amazon Comparison Tool 

While you’re shopping on Amazon, Wikibuy will instantly check hundreds of other sellers. It will check other sellers while also searching for all available coupons that could get you a better price. 

This process continues in the background while you’re reading about products you’re interested in. When Wikibuy finds a better rate on a product you’re looking at, you’ll get a pop-up notification in the lower left-hand corner of your screen. The notification will include:

  • The final price
  • Shipping details
  • Tax breakdown
  • Delivery date

When you’re ready to finalize your purchase, you can then checkout on Amazon through Wikibuy and get $15 off, even if there are complications with your order.

Featured Offers

Wikibuy has a featured offers section to highlight the overall best value you can get on assorted products at any moment.

Trending Deals

The Trending Deals section highlights the biggest savings opportunities at top stores. These opportunities include coupons, cash back deals, and sales.

Watch List Price Drop Alert

Prices are always changing. If you don’t like the current lowest prices available for any given product, you can just wait for prices to drop. You can make the wait easy by using Wikibuy’s price drop alert feature.

After you set a price drop alert, you can forget about that product for a while. Wikibuy will notify you if the price drops.

How Wikibuy Saves You Money

See Also: What Are Dave Ramsey’s Baby Steps, and Do They Work?

Automated Coupon Codes

Wikibuy is always searching for coupon codes you can use. If you’re shopping at one of their participating retailers, Wikibuy will send you a pop-up notification when the app/browser extension detects a coupon field.

Wikibuy Credits

When you shop for products at Wikibuy-partnered stores, you gain Wikibuy credits. When you’re shopping, you’ll get a pop-up through your Wikibuy browser extension. When you click the “OK” button, your account will be credited. You can view your account balance and spend credits at any time.

Wikibuy credits can be used to purchase gift cards from Wikibuy.

Tips to Save the Most Money

Saving money with Wikibuy is easy, and the app and extension are free. For greater savings,  take advantage of as many of their services as possible.

Using the Wikibuy browser extension is easy. Just make sure you always have it turned on. You can search for products directly through Wikibuy. That way, you can ensure that you’re getting the best possible deal. Just make sure to use your Wikibuy credits strategically to maximize your savings

Is Wikibuy Legit?

Yes, Wikibuy is a legitimate company. They are accredited by the Better Business Bureau and have no history of complaints on the BBB platform. And on Trustpilot, there is an extensive history of user reviews. The majority of those user reviews are positive, leading to an average score of 4.7 out of 5 as of this writing.

Wikibuy’s services are free, so they don’t have an incentive to defraud customers. However, they do have an incentive to engage in other activities that some users may find problematic.

While Wikibuy does save you money, some customers allege that the platform doesn’t necessarily match people with the best prices. Instead, Wikibuy seems to favor certain retailers, like eBay. This means they might not always live up to their promise of finding you the lowest price.

Wikibuy Security And Trust

Wikibuy makes its money by selling personal data. The company is cashing in on companies’ desire for customer data.  It may be surprising that Wikibuy can make all its money by selling user data, but data has now become more valuable than oil.  

So, if you use Wikibuy, be aware that they will track your browsing activities and compile that data. They will then sell that data to third parties, who will use it to target you with advertisements. This process, while often upsetting, is ubiquitous today. All search engines and many smaller platforms collect your data and sell it for advertising purposes.

While some of your data will be sold for advertising purposes, your most important information will be safely stored by Wikibuy.  

Wikibuy’s partner retailers are all vetted and reputable. So, your important personal information should be safe, and you can trust Wikibuy’s partners to not scam you

While Wikibuy is a trustworthy and secure platform, you should still take common-sense precautions when using it, because hackers can strike anywhere, at any time. Don’t share your personal and payment information off the Wikibuy platform. If you’re using Wikibuy while you shop, keep communication between you and them. And be aware that no platform is completely immune to hacking. Take the standard precautions whether or not you’re using Wikibuy.

Wikibuy Review

See Also: How to Get Rich The Right Way: A Legitimate Strategy

What About Customer Service?

Wikibuy hosts a customer support platform. You can use their self-help portal to solve any minor issues you have while using their platform. If the self-help portal can’t fix the issues you’re having, you can submit a customer support request.

You can also request support directly with an email to

How Much Money Can I Save with Wikibuy?

We can’t tell you exactly how much you’ll save by using Wikibuy. But as the platform continues to develop and becomes more comprehensive, it should be able to help you save more money on more products.

For now, the savings you can get with Wikibuy will depend on the items you’re looking to buy. Wikibuy will be able to find you a cheaper deal in most cases. Regular use of Wikibuy for your shopping purposes will help you save more substantial amounts of money over time. 

Who is Wikibuy Best For? 

Wikibuy is great for anyone who shops online. Even if you seldom buy products online, you can benefit from the free and convenient services Wikibuy offers. There is no major downside. That doesn’t mean that Wikibuy is always the best option for online shopping. But it does offer a straightforward and simple service that saves online shoppers money.

Wikibuy Alternatives

Wikibuy isn’t the only service of its kind available online. Some customers have become upset at some of the downsides of Wikibuy, and we can recommend that you also consider some of their competitors before you decide which service to use.


Swagbucks helps you save money when shopping online by:

  • Rewarding you with redeemable points when shopping online
  • Gift cards for the biggest platforms like Amazon and Walmart

Using Swagbucks is as simple as Wikibuy, and uses a similar search engine. But Swagbucks also offers other ways to get points, such as quick surveys. Swagbucks also has many other features like:

  • A trade-in program
  • Daily polls
  • Special offers which reward you with more points.

To learn more about their features, check out our Swagbucks review.


Rakuten is a platform that gives you bonuses for your normal shopping activities. The service helps their users find:

  • Cash back deals
  • Coupons
  • Promo codes

Rakuten works alongside 2,500 stores that are ready to offer shoppers savings every day. It’s a simple service that serves as another alternative to Wikibuy.

To learn more about their features, check out our Rakuten review.


Honey is another extension very similar to Wikibuy. But unlike Wikibuy, their plugin is available on Chrome and the following browsers: 

  • Safari
  • Firefox
  • Opera
  • Microsoft Edge

Their “Gold Rewards Program” lets you save up points from using Honey while you shop. Those points can be redeemed for gift cards at many big retailers.


Install Wikibuy’s browser extension and start saving on thousands of products you’re already buying online.

Wikibuy Pros 

  • Free to sign up for and use
  • Easy to use
  • Works in the background, allowing you to continue browsing as usual
  • Saves you time and money, at no cost, and with minimal effort

Wikibuy Cons

  • Seems to favor some platforms over others, despite longer shipping times for products
  • Your data is collected and sold
  • Mobile app needs some usability improvements
  • Browser extension only available on Chrome
  • Takes longer to buy through Wikibuy than it does to purchase directly from the retailer

Final Thoughts

Wikibuy is a simple and easy service to use when shopping online. It offers you limitless opportunities to save money online.

While Wikibuy’s use is easy to understand, it’s also easy to understand why some users are unhappy with their lack of transparency. Favoritism for certain stores isn’t uncommon in apps like this. But it’s never appreciated when a company promises “the best,” then settles for less to please their partners instead of their users.

Despite Wikibuy’s issues, the app and browser extension have a happy and loyal user base. That makes sense because Wikibuy is a free service that saves you a lot of money. For that fact alone, it’s worth considering if you’re concerned that you’re spending too much on your  online shopping.

Personal Finance Blueprint

Download our FREE

“Personal Finance Blueprint”

Learn everything you need to know to build wealth. From savings to budgeting tips to knowing your net worth, calculate your debt to income ratio, and understand the basics of investing

Scroll to Top