• CALCULATORS

Ricardo Pina

Founder

Ricardo is an entrepreneur, investor and personal finance nerd who enjoys working out, spending time with his family and friends, and helping others achieve their financial goals.

After graduating from university and working in the construction industry for many years, Ricardo realized that you shouldn’t need a finance degree to be good with your money. So, in 2018 he set out to create The Modest Wallet to help people better understand money.

Ricardo has been quoted as a personal finance expert in several online publications, including Healthline, Bankrate, GOBankingRates, MSN Money, Yahoo Finance, Forbes, U.S. News & World Report, and USA Today.

Connect with Ricardo

Ricardo
Best Paid Survey Sites
Make Money

7 Best Paid Online Survey Sites in 2021

While paid online survey sites will not make you reach, they offer people a legit way to make a few hundred dollars fast.

Best Paid Survey Sites
Make Money

7 Best Paid Online Survey Sites in 2021

While paid online survey sites will not make you reach, they offer people a legit way to make a few hundred dollars fast.

Best Delivery App Jobs
Make Money

14 Best Food Delivery Services to Work For in 2021

Delivering food, packages, groceries, and even wine has quickly become a popular side hustle to make extra cash.

Credit Card Mistakes
Debt

10 Credit Card Mistakes to Avoid At All Costs

Credit cards are great credit builders and come with many advantages, however there are a few credit card mistakes you should try to avoid.

Trim vs Billshark
Saving

Trim vs. Billshark 2021: Best Bill Negotiation Service

Trim and Billshark can help you cancel costly subscriptions and save money, find out which service is best for you.

Trim vs Truebill Review
Saving

Trim vs. Truebill 2021: Cut Unnecessary Bills & Save On Autopilot

Trim and Truebill offer to lower your monthly bills, cut unnecessary subscriptions and negotiate better deals.

Scroll to Top
by The Modest Wallet

Our best money tips, daily:

Plus, we’ll send you our Personal Finance Blueprint so you can learn everything you need to know to build wealth.

No Charge. No Spam. Unsubscribe Anytime.